In today’s digital economy, fraud risk doesn’t begin at the point of transaction — it starts the moment a new customer signs up.
A single weak link in your onboarding process can open the door to identity fraud, money laundering, and other high-impact financial crimes. To stay ahead, prevention must start early.
By combining ASLI Authent ID and ASLI AML Watchlist, businesses gain an end-to-end defense system that safeguards every stage of the customer lifecycle — from identity verification to secure transactions.
Step 1: Filter Risk Early with AML Watchlist
Before onboarding a new user, ASLI AML Watchlist screens individuals across multiple trusted data sources: from regulator sanctions lists and PEP (Politically Exposed Person) databases to adverse media and international leaks.
This ensures your organization can:
- Identify and reject high-risk individuals before approval,
- Stay compliant with OJK and PPATK regulations,
- Minimize exposure to fraud and money laundering activities.
The automated process accelerates compliance checks while maintaining accuracy and regulatory integrity — helping your team make faster, smarter decisions.
Step 2: Secure Every Transaction with Authent ID
Once verified, every transaction must remain protected. ASLI Authent ID provides biometric payment verification that authenticates users in real time, without storing any personal data. Here’s how it works:
- The user takes a selfie using their device camera.
- The image is instantly converted into an encrypted biometric template used only for that transaction.
- Liveness detection and anti-spoofing ensure the face is real — not a photo or deepfake.
- The authentication result is sent to the bank or fintech for transaction approval.
- All data is deleted immediately after the process — ensuring zero retention and maximum privacy.
With Authent ID, businesses can:
- Strengthen high-value transaction security,
- Prevent identity misuse,
- Deliver fast, seamless payment experiences across all channels — mobile, ATM, EDC, even WhatsApp ordering.
The Power of Integration: Compliance Meets Trust
When AML Watchlist and Authent ID work together, businesses gain a layered fraud prevention framework — one that protects every stage of the customer journey.
- AML Watchlist ensures only trusted individuals enter your ecosystem.
- Authent ID guarantees that every subsequent transaction remains legitimate and secure.
The result:
- Lower fraud rates,
- More efficient compliance operations,
- Stronger customer trust through a privacy-first, security-driven approach.
Conclusion: Security Is No Longer a Feature — It’s a Strategy
In modern finance, security and compliance are not just regulatory checkboxes; they’re competitive advantages.
Integrating ASLI Authent ID and ASLI AML Watchlist allows businesses to protect assets, meet compliance standards, and build the trust foundation essential for long-term growth.
Prevent fraud from the start. Protect every transaction. Choose ASLI.
Last modified: November 3, 2025
