In today’s digital era, the Indonesian electronic ID card (e-KTP) is a critical document for financial activities—from opening bank accounts to applying for loans or registering on fintech platforms. But here’s the question: Is e-KTP truly forgery-proof?
The reality is, identity fraud remains a real threat. Some fraudulent actors create fake e-KTPs with manipulated data, which can lead to financial losses and legal complications for businesses. The good news is that you can verify an e-KTP’s authenticity quickly using NFC on a compatible smartphone.
How NFC Helps Verify e-KTP Authenticity
NFC (Near Field Communication) technology allows smartphones to read the chip embedded in e-KTPs by simply holding the card close to the device.
Every genuine e-KTP contains a secure chip storing biometric and identity information. By using an NFC-based verification app, you can:
- Confirm that the data in the chip matches the information printed on the card.
- Check whether the chip is active and unaltered.
- Detect fake e-KTPs that either lack a valid chip or contain invalid data.
- This process ensures that verification goes beyond a simple visual check.
Key Physical Security Features to Check on e-KTP
While NFC is highly effective, physical inspection remains a valuable step in spotting fake e-KTPs. Some security elements to look for includes:
- UV (Ultraviolet) Print: Under a UV lamp, special hidden patterns will appear that are invisible to the naked eye.
- Embedded Chip and Card Quality: Authentic e-KTPs have a sturdy embedded chip, while counterfeit cards often feel thinner or are easily damaged.
Combining visual checks with NFC scanning ensures faster and more accurate identity verification.
Anti-Forgery: A Smarter Way to Prevent Fake Identities
For businesses in the financial sector, manual inspection alone is not enough. Anti-Forgery provides an automated solution to verify e-KTP authenticity by combining:
- Instant NFC chip scanning to validate genuine e-KTP data.
- Physical security checks like hologram and UV pattern analysis.
- Real-time detection of manipulated or fake e-KTPs.
With Anti-Forgery, your organization can significantly reduce the risk of onboarding fraudulent identities, accelerate verification processes, and protect your business from financial fraud.
Protect Your Business from Identity Fraud
In a digital-first world, identity equals trust. Don’t let counterfeit e-KTPs disrupt your onboarding flow or cause costly security breaches.
By using NFC verification and adopting Anti-Forgery, you ensure every e-KTP entering your system is authentic, secure, and ready for use.
digital fraud prevention ID Card Forgery NFC Technology Prevention
Last modified: August 11, 2025
