Recently, Indonesia’s financial market was shaken by cases of Rekening Dana Nasabah (RDN) account breaches. In one case, investors reportedly lost up to IDR 70 billion due to account hacking (CNBC). This raises a critical question: how secure are investment accounts today?
Why Can RDN Accounts Be Breached?
Cybersecurity experts highlight several reasons why RDN accounts remain vulnerable:
- Weak authentication. Many brokerage systems still rely on static credentials such as usernames, passwords, or PINs. These are prone to theft and phishing (Katadata).
- Application and device vulnerabilities. Malware, unsafe access points, and shared devices increase the risk of credential exposure.
- Lack of additional verification layers. Without strong multi-factor authentication, stolen login data can directly lead to account takeover (Emiten News).
These cases serve as a stark reminder that single-layer security is no longer enough in the digital era.
The Solution: Biometric Authentication with ASLI PASS
One of the most effective ways to prevent RDN breaches is by adopting biometric authentication. This is exactly what ASLI PASS offers.
ASLI PASS is a biometric authentication solution that acts as a strict Two-Factor Authentication (2FA). Instead of relying on static data, it secures access with unique biological traits of each individual—such as facial recognition, fingerprints, or voice.
Key benefits of ASLI PASS:
- Biometric data, liveness detection, and key authentication combined. This triple-layer security ensures that only real, verified users can log in or complete transactions digitally.
- Advanced cryptography with public/private key encryption. Each authentication process is secured with modern cryptographic methods, making it nearly impossible to hack.
- Cross-industry flexibility. Beyond brokerage firms and RDN accounts, it can also be applied in all fintech services: e-wallets, digital banks, online lending, and payment aggregators
- Smooth user experience. Security is strengthened without adding friction for end-users.
Academic studies also confirm that biometric authentication is becoming the gold standard in fintech for both security and usability (ResearchGate).
How Does ASLI PASS Work?
Curious about how it works? Watch the full explanation here 👉 How ASLI PASS Works
In short, ASLI PASS ensures that only the true owner of the biometric identity can log in or perform transactions. Even if login credentials are stolen, hackers cannot bypass the biometric verification layer.
Time to Strengthen Your Digital Security
The RDN breach incidents prove that traditional security methods are no longer sufficient. Financial institutions and fintech players need a stronger, smarter, and more user-friendly security system.
With ASLI PASS, you can protect your customers, your business, and your reputation from the risks of account breaches. It’s time to adopt biometric authentication and build a safer digital ecosystem.
Last modified: October 2, 2025
